Liability & Business Insurance | Stafford

Exciting News! Launching in March 2025, as part of our rebrand to Brown & Brown, our new website will provide you with easier access to a broader suite of products and services. Rest assured; you will continue to receive the same local, personalised broker service from us.

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BBrown.com

In the UK, most bus or coach owners will not operate without Public Liability Cover, as this can protect you from any potential harm or injury caused to any member of the public. This cover is vital for coach and bus businesses as it can help to shield you from potential legal and financial implications such as expensive compensation claims, that may arise from road accidents or incidents involving passengers, pedestrians, or the general public.

If you employ any members of staff within your bus or coach business, you are required by UK Law to hold Employers' Liability Cover. As an employer, you are responsible for the health and safety of all employees while they are at work. Employers’ Liability will cover any legal claims made by current or former employees who believe their work for you caused them to become ill or sustain injuries. It’ll cover any compensation the court awards, and any legal costs created during your defense.

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Coachlineplus

You’ll know that Coachline can offer bespoke, tailor-made insurance for coach, bus and minibus operators.

The good news is that we can now take care of your business insurance needs too, with a combined peace of mind liability package that can cover you for: Public and products liability (up to £10 million of cover)

Optional covers available such as:

Employers liability

Employer's Liability Cover can provides protection for businesses in the event that an employee suffers injury or illness while performing their job duties.

Material damage (Buildings, Plant, Tools and Equipment)

Material Damage Cover is designed to protect businesses from the financial consequences of damage or loss to their physical assets.

Business interruption (Loss of Profit)

This type of insurance is designed to provide financial assistance to businesses during a period of interruption, allowing them to recover the lost income that would have been earned during normal operations.

Computer breakdown

Computer Breakdown Cover can safeguard businesses in the event of hardware or software failures that result in a disruption of their computer systems.

Breakdown Cover

Breakdown Cover can help get you back on the road if you can't get your vehicle back up and running. It can offer peace of mind to drivers by ensuring that they are not left stranded on the side of the road.

Cyber Policy

As businesses increasingly operate online, the risk of cyber-attacks has significantly risen. These attacks include various threats, ranging from malware infections on work computers to unauthorised network access leading to data breaches and theft.

Talk to us

If you are unsure about what policy is best for you and your business, call one of our team today on 01785 245 200 or fill out our contact us form